HomeCalculators

Mortgage, EMI & affordability calculators

Move the sliders to see your monthly instalment, total profit and repayment schedule in PKR — then check what you can afford before negotiating.

Property price

Down payment

Annual profit rate

Tenure (years)

Monthly income

Current monthly rent

Estimates use a reducing-balance formula and exclude bank security margin, Takaful, valuation fees, registration and society charges. Confirm with the financing bank.

Monthly instalment

Rs 0

Financed amount—

Total profit paid—

Total repayment—

Down payment—

Year	Principal	Profit	Balance

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Before you finance

Mortgage questions, answered

BSR92 uses the standard reducing-balance formula, with principal, monthly profit rate and total tenure.

Most salary-based schemes require 15–30%; self-employed and overseas applicants often need 30–50%.

Budget for stamp duty, registration, CVT, society transfer, bank valuation, processing and Takaful.

Yes. Most banks offer overseas schemes against foreign-income documentation and a local guarantor.

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